Finance Calculators

Loans, interest, salaries, VAT, and everyday money math.

Loan Calculator

Estimate your monthly loan payment and total interest from the amount, rate, and term you enter. Standard amortization formula, documented rounding.

Monthly Payment Calculator

Find the monthly payment for a loan — or flip it: from the payment you can afford, find the loan amount it supports. Same amortization math, both directions.

Compound Interest Calculator

Project growth with compound interest: choose the compounding frequency, add optional periodic contributions, and see principal vs interest clearly.

Salary Calculator

Convert pay between hourly, daily, weekly, monthly, and annual figures with your own hours and weeks — plus an optional deduction rate you control.

VAT Calculator

Add VAT to a net price or extract VAT from a gross price using the rate that applies in your country. Instant, free, and private.

Discount Calculator

Calculate the final price after a discount — including stacked double discounts, the amount you save, and the true effective discount rate.

Tip Calculator

Free tip calculator: pick a tip percent, see the tip amount, the total with tip, and each person's share when splitting the bill — instantly in your browser.

Savings Goal Calculator

Free savings-goal calculator: how much to put aside each month to reach a target amount by a deadline, with or without an expected return — in your browser.

Inflation Calculator

Free inflation calculator: enter an amount, your own assumed annual rate, and years — see future purchasing power, the equivalent future amount, and total price change.

Debt Payoff Calculator

Free debt payoff calculator: from balance, APR, and monthly payment, see how many months until debt-free, the total you will pay, and the interest cost — instantly.

Net Worth Calculator

Free net worth calculator: enter total assets and total liabilities to see your net worth and debt-to-asset ratio. Your numbers stay in your browser.

Savings Rate Calculator

Free savings rate calculator: enter your period income and the amount you saved to see your savings rate as a percentage and how much you spent.

CAGR Calculator

Free CAGR calculator: enter a beginning value, ending value, and number of years to get the compound annual growth rate and the total growth over the period.

Emergency Fund Calculator

Free emergency fund calculator: enter your monthly expenses, the months of cover you want, and current savings to see your target fund, shortfall, and months already covered.